Ownership and performance of microfinance institutions: Empirical evidences from India
نویسندگان
چکیده
The study examines the efficiency differences across ownership structure of Indian microfinance institutions (MFIs) operating during year 2005/06 to 2017/18 in response regulatory reforms initiated by Reserve Bank India (RBI) 2011. We remove outliers from dataset first. Thereafter, we employ bootstrap data envelopment analysis (DEA) assess bias-corrected scores. To identify performance determinants, use truncated regression. empirical results suggest that difference between NBFCs and Non-NBFC MFIs is not statistically significant sample period. Further, finds size MFI has a positive impact on level. Although coefficient PAR30 (Portfolio at risk, 30 days) insignificant, however, conclude deteriorating credit quality hindered industry needs focus adoption more innovative technology partnership with FinTech (financial technology) firms reduce transaction costs service time. RBI essentially endorses regulatory-sandbox practices offer micro-financial services poor.
منابع مشابه
Performance Analysis of Banks and Microfinance Institutions in India
Present paper intends to measure the determinants of performance of Indian financial sector. The performance variables of banking sector and microfinance institutions in India are studied over a study period of six years i.e. 2006-07 to 2011-12. The financial sector of India is gaining strength over the years and its contribution to growth is overwhelming. Banks are considered the main componen...
متن کاملperformance analysis of banks and microfinance institutions in india
present paper intends to measure the determinants of performance of indian financial sector. the performance variables of banking sector and microfinance institutions in india are studied over a study period of six years i.e. 2006-07 to 2011-12. the financial sector of india is gaining strength over the years and its contribution to growth is overwhelming. banks are considered the main componen...
متن کاملMicrofinance Institutions Performance Measurement: Introducing a New Performance Measurement Framework
Microfinance Institutions (MFIs) face unique challenges since it must achieve a double bottom line— outreach and sustainability. So is microfinance worthwhile or worthless? The proper performance measurement framework here is a better way to judge this than a simple measure of numbers. This paper seeks to present, to MFIs, a new rigorous performance measurement framework that incorporates the b...
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ژورنال
عنوان ژورنال: Cogent economics & finance
سال: 2021
ISSN: ['2332-2039']
DOI: https://doi.org/10.1080/23322039.2021.1930653